Is Your Business Protected
If The Unexpected Happens?
In under 3 minutes, discover the hidden gaps in your business protection plan — and what they could cost you.
Do you have a business partner or co-owner?
Include any formal co-owners, partners, or shareholders with equity in the business.
Do you have a legally documented, funded buy-sell agreement with your partner(s)?
A buy-sell agreement legally specifies what happens to ownership shares if a partner dies, becomes disabled, or wants to exit.
Has your buy-sell agreement been reviewed or updated in the last 2 years?
Business valuations, ownership stakes, and circumstances change — your agreement should keep up.
Does your business have a key employee — other than yourself — whose absence would significantly hurt revenue?
Think of your top salesperson, lead technician, or anyone whose loss would immediately impact the business's bottom line.
Do you have Key Man life or disability insurance on that person?
Key Man insurance protects the business financially if that essential person can no longer work due to death or disability.
Do you have a documented succession plan for what happens to the business if you can't run it?
A succession plan covers scenarios like your death, disability, or unexpected exit from the business.
Do you have personal life insurance SEPARATE from anything tied to your business?
Group life through your business doesn't count — this means personal coverage that goes with you regardless of what happens to the company.
If your business failed tomorrow, is your family financially protected for 12+ months?
Consider savings, insurance, and any income sources that exist independently of the business.
Have you done estate planning to ensure your heirs are treated fairly — especially if not all children will be in the business?
This includes wills, trusts, and any planning for how business equity is handled across the family when you're gone.
Licensed in 7 Southeast States
You're All Set!
Ryan will reach out within 24 hours. You're one step closer to protecting everything you've built.